Whether it is banking for yourself, your family, your small business – or even your Church or Ministry, the Florida Baptist Credit Union makes it easy for you to bank with us as “first in wallet!”
The convenience of our $0 minimum balance requirement, our $0 per transaction fee and $0 monthly fee can put you way ahead compared to what other banks charge you.
We are all about making banking fast, easy and convenient for you – we understand how important your time is! Our goal is to serve you with excellent through whichever methods works best for you:
No Monthly Service Fee
A Free Checking account with Florida Baptist Credit Union is the perfect response to “My bank just raised my monthly service fee to $15.”
No Minimum Balance Requirement
A Free Checking account with Florida Baptist Credit Union is the perfect response to otherwise have to keep large, unwieldy balances just to avoid service fees.
Surcharge Free at nearly 30,000 ATM’s Nationwide
A Free Checking account with Florida Baptist Credit Union comes complete with a surchargre-free ATM on nearly every corner – including every Publix store in Florida!

Many of our in-network ATM’s are “full-service’ – meaning you can deposit funds, and perform other convenient transactions, in addition to making easy cash withdrawals.
Free Online 24/7 Online FBCU Virtual Branch & e-Statements
A Free Checking account with Florida Baptist Credit Union features our free 24/7 FBCU Online Virtual Branch that you can access from your desktop, laptop or tablet.
Free Mobile 24/7 Mobile TouchBanking – including Mobile Deposit
A Free Checking account with Florida Baptist Credit Union comes with our 24/7 FBCU Mobile TouchBanking – bank antyime with your smartphone – including mobile deposits!
Free 24/7 Telephone TouchBanking & our FBCU “We Care” Toll-Free Banking
A Free Checking account with Florida Baptist Credit Union means you have 24/7 FBCU Telephone TouchBanking at your fingertips – check your account and perform simple transactions.
Our FBCU “We Care” Toll-Free Banking provides you with a direct connection with a warm, friendly and knowledgeable “We Care” team member, at your convenience, Monday-Friday 9am-4pm, via toll-free 800-749-3228.
Online Billpay available (fee waived w/Overdraft Protect or FBCU Credit Card!)
A Free Checking account with Florida Baptist Credit Union also gives you the capability to enjoy 24/7 FBCU Online Billpay – a great way to manage your finances.
- Overdraft Protection Service Available.
- Transact deposits/withdrawals fee-free at 5,000+ Shared Branches nationwide
- Get cash fee-free at any Publix via Presto ATM’s
